Term life insurance is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term life insurance policy to terminate.


Pension insurance may refer either to a pension plan, or to insurance purchased to guarantee payments should a pension plan fail. In both instances, the term refers to a type of retirement or benefit plan meant to financially assist people following retirement or disability. Pension insurance may be obtained privately, or through an employment-based plan. While a pension plan helps guarantee a lifetime income, a pension insurance policy serves as a guarantee on the guarantee.


1. Senior Citizen

A Senior Citizen Health Insurance policy is a type of health insurance plan that covers individuals above the age of 60 years. The plan is designed to reduce the financial and physical stress of senior citizens in the event of illness and hospitalization. This type of plan offers financial aid for medical treatments to elderly persons and can be bought on an individual or family floater basis.

2. Maternity Policy

In today’s time, where the costs of healthcare are increasing with each passing day, one may feel a dire need for a financial backup. This is where maternity health insurance coverage can provide solid support. Maternity health insurance is an insurance coverage that provides a financial back up related to childbirth. It covers the cost of hospitalization related to normal or cesarean delivery. The insurance coverage is not limited to childbirth but extends to the newborn baby up to certain days after being born.

3. Comprehensive Health Insurance

This refers to a health plan that provides broad coverage of a wide range of healthcare services such as physician visits, hospitalization, and emergency room visits. Covered care can be preventive or provided to treat injury or illness. Comprehensive health insurance coverage is also known as major medical health insurance.

4. Personal Accident

Personal accident insurance provides essential coverage against accidental injuries. With it, you can get reimbursed for medical expenses resulting from accidents, hospitalization benefits that help pay for alternative treatments, and (should accidental death occur) a lump sum payout.

5. Critical Illness

Critical illness insurance provides a lump-sum cash benefit to help cover expenses associated with a qualifying serious illness. The policy may also be structured to pay out regular income and the payout may also be on the policyholder undergoing a surgical procedure.

6. Heart care policy

With the alarming rise in incidence rates of cardiac ailments in India as well around the world and the rising costs of medical expenses, we understand the need for exclusive financial protection specifically designed for cardiac conditions and procedures. In our endeavour to ensure that you stay financially healthy during a stressful time, we present Heart Care, a comprehensive plan aimed at providing financial protection in case you are diagnosed with a cardiac condition or are undergoing a procedure as covered under the policy.

7. Diabetic care insurance

This insurance helps you manage the high cost of diabetes treatment andrelated illnesses. this imsurance plans cover hospitalisation expenses forType 1 and Type 2 diabetes and related complications of diabetes.

8. Autism children policy

Parenting a child with autism comes with everyday joys and challenges, but it also brings lifelong concerns about the future that are particularly unique.For special needs families, financial security is intimately connected with the ability to provide long-term care that a loved one may need. That’s why it’s crucial to understand life insurance options for your child if he or she has autism.


1. Private Car

A private car insurance policy covers third-party liability and any loss or harm to the vehicle caused by fire, robbery, floods, or earthquakes. Accidents, strikes, and protests, to name a few. It also includes personal injury coverage for the vehicle’s owner-driver. It is an insurance policy for vehicles that may not be used for commercial or business purposes, such as moving goods or persons from one location to another.

2. two wheeler

Bike insurance, also known as two wheeler insurance policy is an agreement between a bike owner and a bike insurance provider where the insurer covers the cost of damages to the bike, third-party or in some cases even the bike owner.


1. Professional Indemnity

Professional liability insurance (PLI), also called professional indemnity insurance (PII) is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.

2. Commercial general liability

Commercial general liability insurance is a broad type of insurance policy which provides liability insurance for general business risks. CGL insurance is generally categorized as an “all-risks” type of insurance, under which it provides coverage for risks unless specifically excluded.

3. Director and Officer insurance

Directors and officers liability Insurance (also written “directors’ and officers’ liability insurance” often called “D&O”) is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.

4. Cyber safety insurance

Cybersecurity insurance is designed to mitigate losses from a variety of cyber incidents, including data breaches, business interruption, and network damage. Choosing to add cyber insurance coverage is an important first step. The equally important second step is determining what types of cyber insurance a business requires. The answer is different for every business, but it’s determined by considering the kinds of threats the business faces and the costs/consequences of those threats. Once that is understood, businesses are able to tailor their coverage to perfectly reflect their needs.

5. Crime Insurance

Business crime insurance, also known as commercial crime insurance, is a type of insurance policy that a business can buy to protect itself from losses from business-related crime. Protection through the policy can cover cash, assets, merchandise, or other property loss when someone perpetrates fraud, embezzlement, forgery, misrepresentation, robbery, theft, or any other type of business-related crime on the company.

6. Employee Dishonesty Insurance

Every single business, regardless of industry, should have an Employee Dishonesty insurance policy if you have employees. As a business owner, you have the responsibility of running your operations and making a profit while doing so. How would you replace the funds that have been lost by an employee committing the worst act against your business? Employee Dishonesty insurance will help you if something this devastating happens to you.

7. Employer liability insurance

Employers’ liability insurance is an insurance policy that handles claims from workers who have suffered a job-related injury or illness not covered by workers’ compensation. A type of liability insurance, it can be packaged with workers’ compensation to further protect companies against the costs associated with workplace injuries, illnesses, and deaths.

8. Group Health Insurance

Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders. As an employer, you’re in a position to offer your employees the best mix of plans with access to care on their terms. From expanded medical and pharmacy options as well as cost-share choices, we deliver complete care that’s affordable and tailored to your business health insurance needs.

9. Group Personal Accident Insurance

Group personal accident insurance, as the name suggests, is a group insurance policy that covers accident mainly for the employees under corporate group insurance. It is available for both, the employees and board or owner of a company.

10. Transit Insurance

Transit insurance is a type of insurance policy that covers business goods or personal belongings while they’re being moved from one place to another. These policies typically give you coverage from the time it is loaded onto the specified method of conveyance until you reach the destination declared on the policy.


1. Student Insurance

From medical emergencies to lost bags, from problems big to small, excellent student travel insurance plans allow students to enjoy their journey and soak up the new and exciting surroundings carefree. There shouldn’t be any need to worry about an unforeseen setback costing them an arm and a leg. Making sure your study abroad insurance covers you from as many possible setbacks as possible is vital. It is overwhelming to juggle all of the choices available online, and comparing them carefully is also critical.

2. Overseas travel

Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling abroad.

3. Domestic travel insurance

Domestic Travel Insurance. Choosing this plan will ensure that you are covered while travelling within the country. You can benefit from special features in our travel insurance plans that will not only safeguard your interests but also make your trip worry-free and more delightful.


1. Mutual Funds

A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the income it generates.

2. Fixed Deposits

Fixed deposit is a financial investment instrument offered by banks & NBFCs wherein investors can deposit money and get a high rate of interest than a normal savings account.

3. NPS

The National Pension System (NPS) is a voluntary defined contribution pension system in India. National Pension System, like PPF and EPF is an EEE (Exempt-Exempt-Exempt) instrument in India where the entire corpus escapes tax at maturity and entire pension withdrawal amount is tax-free.

4. Bonds

A bond is a fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer.

5. Capital Gain Tax saving bonds

Long-term capital gain is the gain that is derived out of a sale of an asset (Land or Building) that has been held for more than two years. You can invest the gain in certain specified bonds to claim tax exemption within 6 months of the date of sale of the asset. Save tax on long-term capital gains by investing in 54EC bonds such as REC capital gain bonds, NHAI capital gain bonds respectively.

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